Online Payment Solution

Dragonpay provides an alternative channel for purchasing goods or services from the Internet. Our online payment solution allows buyers and sellers to conduct e-commerce without the use of traditional credit cards or PayPal, which have very low penetration in developing countries such as the Philippines.

Instead, buyers can pay for their purchases through the following means:

  • Online Banking
  • Over-the-Counter (OTC) Banking
  • Over-the-Counter (OTC) Non-Banks
  • E-wallets
  • Cash on Delivery (Optional)
  • Installment Payments (Optional)

Online Banking allows anybody with Internet banking access to a local bank account, to make an Internet payment that is debited against that account in real-time. Customers enjoy a more secure online payment environment and convenient access from anywhere on the Internet. 

Currently Supported Online Banks:

  1. Asia United Bank (AUB)
  2. Banco de Oro (BDO)
  3. Bank of the Philippine Islands (BPI)
  4. Chinabank
  5. EastWest Bank
  6. Landbank
  7. Maybank
  8. Metrobank
  9. Philippine National Bank (PNB)
  10. PSBank
  11. Rizal Commercial Banking Corp (RCBC)
  12. Robinsons Bank
  13. Unionbank
  14. United Coconut Planters Bank (UCPB)

Here are some frequently asked questions (FAQ) about our online payment system gateway.

To know more about how online bank payments work, click this link.

OTC Banking allows anybody to walk-in to a branch of any of our supported banks to make a deposit-payment over-the-counter. Dragonpay will automatedly monitor account activities and send an electronic notification to a merchant once a deposit-payment is detected. For merchants dealing with large transaction volumes, the traditional method of requiring the customer to fax in a deposit slip and then doing a manual reconciliation with the bank statement is just not feasible. Dragonpay’s automated monitoring system for OTC deposits is a more scalable and economical solution.

Currently Supported Over-the-Counter Banks:

  1. Asia United Bank (AUB)
  2. Banco de Oro (BDO)
  3. BDO Network Bank (formerly ONB)
  4. Bank of the Philippine Islands (BPI)
  5. Chinabank
  6. EastWest Bank
  7. Landbank
  8. Metrobank
  9. Philippine National Bank (PNB)
  10. Rizal Commercial Banking Corp (RCBC)
  11. Robinsons Bank
  12. Security Bank
  13. Unionbank
  14. United Coconut Planters Bank (UCPB)

Currently Supported ATM-based Bank payments:

  1. Banco de Oro (BDO)
  2. Chinabank
  3. Philippine National Bank (PNB)
  4. Rizal Commercial Banking Corp (RCBC)
  5. Security Bank
  6. Unionbank
  7. United Coconut Planters Bank (UCPB)

To know more about how over-the-counter bank deposits work, click this link.

OTC Non-Bank allows anybody to walk-in to any branch of our partners to make a payment over-the-counter. Dragonpay will automatedly monitor account activities and send an electronic notification to a merchant once a deposit-payment is detected.

Currently Supported Non-banking Payment Channels:

  1. Bayad Center
  2. Cebuana Lhuillier
  3. 7-Eleven (Optional)
  4. ECPay
    • Ever Superstores
    • Gaisano
    • NCCC
    • Via Express
    • ExpressPay
    • Selected Smart and Cignal Distributors
    • Selected Petron Gas Stations
    • Selected Tambunting Pawnshop
    • Selected Western Union Remittance Centers
    • and many more
  5. LBC
  6. M Lhuillier
  7. Palawan Pawnshop
  8. Robinsons Department Stores
  9. RD Pawnshop
  10. SM Payment Counters
    • SM Department Stores, SM Supermarket, SM Hypermarket, Savemore, and many more.
  11. Philippine National Bank (PNB) Remit
  12. CashU (International, Optional)

Payments can even be collected from remote areas through our partners RuralNet and i2i, which maintain a network of rural banks and cooperative. Overseas Filipinos can go to PNB Remit or CashU* branches abroad to pay.

* Optional

The steps for performing an over-the-counter non-bank payment is similar to over-the-counter bank payments except you just skip Step 6. Dragonpay gets the details directly from its payment partners so there is no need for additional validation from the customer.

Dragonpay supports E-Wallets such as:

  1. Dragonpay Credits
  2. Coins.ph
  3. GrabPay
  4. Paypal (Optional)
  5. GCash (Optional)
  6. WeChatPay (Optional)
  7. AliPay (Optional)

Standard Fee Schedule

Channel Transaction Cost
Online Banking
PHP 10.00
OTC Banking
PHP 15.00
OTC Non-Banks
PHP 20.00

One-time Setup Fee: PHP 36,000 VAT-inclusive. There are no annual fees but merchants with no transactions within a 1 year period will be automatically deactivated. Settlement is weekly. For rates of optional channels (ex. 7-Eleven, GCash, PayPal, Alipay, WeChatPay, COD, Installment Payments), please contact us and tell us more about your business.

International Payment Support

Dragonpay comes with free support for PayPal. No need to integrate separately. If you want to know more about PayPal, please contact us. Dragonpay is a Platinum Partner, the highest level of channel partnership offered by PayPal. We can provide you with pre- and post-sales support on PayPal at no extra charge.

For more information, email [email protected].

If you do not have a Dragonpay Account, you may contact our sales for more information on getting one.